Financial Conduct Authority Number 480802

Personal insurance

Life is full of surprises, many of them unpleasant, that can effectively hinder your plans or even negatively impact the life of your family. This is why personal insurance, also known as family insurance, is so important. Imagine being incapable of working or being in a serious accident. What would your family have to do to get the funds necessary to fulfil their current needs?

In general terms, personal insurance can support you, your family, and other persons financially dependent on you in the event of death, sickness, accidents, or unemployment.

At City and Country Financial Services, we offer four basic types of personal insurance:

  • Life insurance,
  • Life and Critical Illness insurance,
  • Income protection,
  • Family Income Benefit – this type of insurance can help secure the financial future of your family. In most marriages or civil partnerships, at least one payment from the workplace is used to cover household expenses. What would happen in the event that one of the partners died? By choosing this type of insurance policy, you can secure the financial future of your family.

Personal insurance can give you a peace of mind, as you and your family gain a level of financial security for various unforeseen circumstances.

If you want to find out more, fill out this form, and one of our experienced consultants will contact you. You can also call us right now by dialling 07754 065691 or 020 3137 0500.

Check out our most frequently asked questions

about mortgages in the UK

  Insurances in the UK

Do I have to speak English to get an insurance policy?

Yes, you must have a working knowledge of English. All documentation is written in English and it’s also the language in which all communication with insurance companies is handled. Should the need arise, we are here to help clear up any doubts and inconsistencies.

What factors influence the price of insurance in the UK?

The main factor influencing the price is age. Anything that influences your health, such as smoking, is also important. Of course, the type and scope of the insurance also determine the price.

When is the insurance activated?

In most cases, insurance is active from the moment the insurance company accepts your application.

Will the insurance still be active if I decide to go back to Poland?

In most cases, yes. An insurance policy may be extended after changing your country of residence within the EU. If you decide to go back to Poland, this may be particularly beneficial to you, considering the fact that Polish insurance policies tend to be more expensive. In order to make sure that you can do this, it’s best to contact your advisor for confirmation.

Read more about our services

City & Country Financial Services


As mortgage advisors with access to all offers available on the market, we can explain in detail how a given loan addresses your needs and preferences.

Buy-to-let mortgage

Buying a house to let is one of the most popular forms of investment in the UK. Our advisors can help you choose the best option for your conditions, letting you spend little while gaining high return on investment.

Financial protection

Financial protection allows you to insure yourself, your family, as well as other people that are financially dependent on you, in the event of death, illness, accidents, or unemployment.

Retirement planning

We can help you if you are already retired and want to browse through your options, or if you want to invest in a future retirement plan.

Life insurance

Thanks to our knowledge of the market in its current form, we can adjust all elements of the insurance to your needs and expectations.

Company insurance

Company insurance involves insuring the most important members of the company, including you, the director or partner, as well as employees

Your house may be taken over for your debt if you fail to pay your mortgage on time. Some forms of investment loans aren’t regulated by the Financial Conduct Authority. Writing down a Will and Testament isn’t regulated by the Financial Conduct Authority. City and Country Financial Services is a representative of New Leaf Distribution Limited, authorised and supervised by the Financial Conduct Authority Number 460421. Registered in the UK no. 5520001. Registered address: Princess Caroline House, 1 High Street, 1st Floor, Southend on Sea SS1 1JE. | Privacy Policy