Financial Conduct Authority Number 480802

Life insurance

Ensuring the well-being of your loved ones seems like an obvious priority. And yet, many people still consider life insurance to be a luxury, not a necessity. It’s hard not to imagine the financial consequences your family would have to face if something were to happen to you. For this reason, the matter of life insurance should be an obvious one, and in the UK not only is it a simple and easily accessible solution, but it’s also very lucrative, as you can expect to be paid upwards to several hundred thousand pounds both in the event of death, as well as a fatal illness diagnosis.

Despite the incredible benefits it offers, life insurance is very cheap in the UK. The fee may be as low as 5 pounds per month, depending on the conditions. However, it is important to consider the following factors, as they influence the height of the insurance premiums:

  • Age
  • Smoking
  • Body mass
  • Current health
  • Amount of the security
  • Duration of the insurance policy

Many of the factors are independent from you and it may be difficult to accurately assess their impact on the price and scope of the policy.

This is where we come in. With our knowledge of the market in its current form, we can properly adjust all elements of the insurance to your needs and expectations. You will receive an insurance policy that will not only secure your loved ones in the most efficient scope for you, but it will also not be a financial burden. You can count on us – we’ll provide you with an optimal solution.

If you want to find out more, contact us and one of our experienced consultants will contact you to get to know your needs and offer a fantastic offer just for you, no strings attached. You can also call us right now by dialling 07754 065691 or 020 3137 0500.

Check out our most frequently asked questions

about mortgages in the UK

  Insurances in the UK

Do I have to speak English to get an insurance policy?

Yes, you must have a working knowledge of English. All documentation is written in English and it’s also the language in which all communication with insurance companies is handled. Should the need arise, we are here to help clear up any doubts and inconsistencies.

What factors influence the price of insurance in the UK?

The main factor influencing the price is age. Anything that influences your health, such as smoking, is also important. Of course, the type and scope of the insurance also determine the price.

When is the insurance activated?

In most cases, insurance is active from the moment the insurance company accepts your application.

Will the insurance still be active if I decide to go back to Poland?

In most cases, yes. An insurance policy may be extended after changing your country of residence within the EU. If you decide to go back to Poland, this may be particularly beneficial to you, considering the fact that Polish insurance policies tend to be more expensive. In order to make sure that you can do this, it’s best to contact your advisor for confirmation.

Read more about our services

City & Country Financial Services


As mortgage advisors with access to all offers available on the market, we can explain in detail how a given loan addresses your needs and preferences.

Buy-to-let mortgage

Buying a house to let is one of the most popular forms of investment in the UK. Our advisors can help you choose the best option for your conditions, letting you spend little while gaining high return on investment.

Financial protection

Financial protection allows you to insure yourself, your family, as well as other people that are financially dependent on you, in the event of death, illness, accidents, or unemployment.

Retirement planning

We can help you if you are already retired and want to browse through your options, or if you want to invest in a future retirement plan.

Life insurance

Thanks to our knowledge of the market in its current form, we can adjust all elements of the insurance to your needs and expectations.

Company insurance

Company insurance involves insuring the most important members of the company, including you, the director or partner, as well as employees

Your house may be taken over for your debt if you fail to pay your mortgage on time. Some forms of investment loans aren’t regulated by the Financial Conduct Authority. Writing down a Will and Testament isn’t regulated by the Financial Conduct Authority. City and Country Financial Services is a representative of New Leaf Distribution Limited, authorised and supervised by the Financial Conduct Authority Number 460421. Registered in the UK no. 5520001. Registered address: Princess Caroline House, 1 High Street, 1st Floor, Southend on Sea SS1 1JE. | Privacy Policy