Financial Conduct Authority Number 480802

Critical illness insurance

No matter how healthy your lifestyle is, there is always a risk that some unforeseen circumstances will lead to a critical illness. In the vast majority of cases, there is no way to truly prepare for it, but a well-planned out insurance policy may help you avoid additional, unpleasant consequences that may come out of it.
A critical illness is one that is most often chronic and incurable. It can cause you to become incapacitated, often bedridden, and requiring rehabilitation, as well as help from others, in most cases, until the end of your life. There’s no denying the fact that treating such a disease often requires substantial financial input, which not only impacts the ill party, but also their closes relatives.

Although which specific illnesses qualify as critical depends on the insurance company, the most common ones include:

  • cancer,
  • heart attacks,
  • internal haemorrhage,
  • Parkinson’s disease,
  • Alzheimer’s disease,
  • Creutzfeldt-Jakob disease,
  • And many others.

The price for critical illness insurance in the UK may vary and depends on a number of factors, including the specific disease you want to be insured against. Our specialists can help you choose an insurance policy that will meet your requirements as closely as possible without being too big a burden on your finances.

If you want to find out more, contact us, and one of our experienced consultants will get to know your needs and give you a fantastic offer, no strings attached. You can also call us right now by dialling 07754 065691 or 020 3137 0500.

Check out our most frequently asked questions

about mortgages in the UK

  Insurances in the UK

Do I have to speak English to get an insurance policy?

Yes, you must have a working knowledge of English. All documentation is written in English and it’s also the language in which all communication with insurance companies is handled. Should the need arise, we are here to help clear up any doubts and inconsistencies.

What factors influence the price of insurance in the UK?

The main factor influencing the price is age. Anything that influences your health, such as smoking, is also important. Of course, the type and scope of the insurance also determine the price.

When is the insurance activated?

In most cases, insurance is active from the moment the insurance company accepts your application.

Will the insurance still be active if I decide to go back to Poland?

In most cases, yes. An insurance policy may be extended after changing your country of residence within the EU. If you decide to go back to Poland, this may be particularly beneficial to you, considering the fact that Polish insurance policies tend to be more expensive. In order to make sure that you can do this, it’s best to contact your advisor for confirmation.

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City & Country Financial Services


As mortgage advisors with access to all offers available on the market, we can explain in detail how a given loan addresses your needs and preferences.

Buy-to-let mortgage

Buying a house to let is one of the most popular forms of investment in the UK. Our advisors can help you choose the best option for your conditions, letting you spend little while gaining high return on investment.

Financial protection

Financial protection allows you to insure yourself, your family, as well as other people that are financially dependent on you, in the event of death, illness, accidents, or unemployment.

Retirement planning

We can help you if you are already retired and want to browse through your options, or if you want to invest in a future retirement plan.

Life insurance

Thanks to our knowledge of the market in its current form, we can adjust all elements of the insurance to your needs and expectations.

Company insurance

Company insurance involves insuring the most important members of the company, including you, the director or partner, as well as employees

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