Insurances
Income protection

In a perfect world, everyone could work in a stable environment, following a peaceful, even path towards retirement. Unfortunately, we often forget that unforeseen circumstances can occur, making receiving a steady pension harder or even impossible. Is it a good idea to secure your income in the event of an accident or sickness, so that you can maintain full accounting liquidity regardless of circumstances?
Income protection is one of the most comprehensive forms of insurance in the UK. It encompasses the greatest amount of events, including all kinds of diseases and accidents, that could lead to incapacitation. If you have income protection, then at the moment you become incapacitated, you receive private sickness compensation. Such compensation can be issued on a monthly or weekly basis and can’t be higher than 65% of your income prior to taxation.
Anyone employed can apply for income protection, regardless of the form of employment (self-employed, company, etc.) and regardless of whether they receive paid sick leave from the employer. This insurance is necessary for those whose government-issued payments aren’t enough to cover all financial obligations.
This form of insurance differs from life insurance. However, everyone’s life situation is different, and thus their needs also differ. Granted, this isn’t the most popular form of insurance in the UK, but it is very lucrative should the need for it ever arise.
Are you considering getting income protection? Call us. Our consultants take an individual approach to every client, so you can get an offer that’s perfectly suited to your needs.
If you want to find out more, contact us and one of our experienced consultants will contact you to learn what your needs are and give you a fantastic offer, no strings attached. You can also call us right now by dialling 07754 065691 or 020 3137 0500.

Check out our most frequently asked questions
about mortgages in the UK
Insurances in the UK
Do I have to speak English to get an insurance policy?
Yes, you must have a working knowledge of English. All documentation is written in English and it’s also the language in which all communication with insurance companies is handled. Should the need arise, we are here to help clear up any doubts and inconsistencies.
What factors influence the price of insurance in the UK?
The main factor influencing the price is age. Anything that influences your health, such as smoking, is also important. Of course, the type and scope of the insurance also determine the price.
When is the insurance activated?
In most cases, insurance is active from the moment the insurance company accepts your application.
Will the insurance still be active if I decide to go back to Poland?
In most cases, yes. An insurance policy may be extended after changing your country of residence within the EU. If you decide to go back to Poland, this may be particularly beneficial to you, considering the fact that Polish insurance policies tend to be more expensive. In order to make sure that you can do this, it’s best to contact your advisor for confirmation.
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City & Country Financial Services
Your house may be taken over for your debt if you fail to pay your mortgage on time. Some forms of investment loans aren’t regulated by the Financial Conduct Authority. Writing down a Will and Testament isn’t regulated by the Financial Conduct Authority. City and Country Financial Services is a representative of New Leaf Distribution Limited, authorised and supervised by the Financial Conduct Authority Number 460421. Registered in the UK no. 5520001. Registered address: Princess Caroline House, 1 High Street, 1st Floor, Southend on Sea SS1 1JE. | Privacy Policy