Financial Conduct Authority Number 480802

Lasting power of attorney

Lasting power of attorney is a legal document that allows you to appoint one or more proxies that can make decisions on your behalf.

This gives you more control over what happens to you in the event of an accident or an illness impacting your cognitive capabilities.

In order to produce such a document, you must:

  • be over 18 years of age
  • be of sound mind and able to make independent decisions.

There are two types of LPA:

  • health and welfare – regulating such parts of your life as daily matters (laundry, clothing, food), stay at a retirement home, and life-support treatment.
  • property and financial affairs – regarding managing your bank account, paying bills, selling real estate, or collecting welfare of pensions.

You can create one or two independent documents regarding the above two fields.

See what you can gain by making an LPA:

  1. You decide who will take care of you once you’re incapable of making your own decisions as a result of illness, accidents, etc.,
  2. Without such a document, your spouse or family member cannot legally take care of you,
  3. In the event that you lose the ability to make decisions, without an LPA, all the bank accounts you share with your spouse will be frozen,
  4. LPA simplifies all the procedures related to your finances, as a result of which your family doesn’t have to wait for a court decision before they can manage your finances,
  5. With an LPA, your relative will have influence on all decisions connected to resuscitation, life support, etc.

Of course, these are only some of the reasons why you should consider an LPA right now. With this document in place you can be certain that your future, regardless of your health, is secure in the hands of the right people
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Check out our most frequently asked questions

about mortgages in the UK

  Mortgage in the UK

What types of mortgage are there in the UK?

The types of mortgage available in the UK are Capital Repayment Mortgage and Interest-Only Mortgage.

What payment plans are available?

The following variants are available::

  • Fixed
  • Offset
  • Tracker
  • Discounted
What conditions do I have to meet in order to receive mortgage in the UK?

In order to get mortgage for a house of flat, you must have a high enough level of mortgage affordability (creditworthiness). The financial advisor responsible for determining your mortgage availability may issue a “Decision in Principle” – a confirmation of your creditworthiness.

How high will my mortgage be and how high would the installlments be?

If you’re looking for reliable information on this topic, your best bet is to consult a financial advisor. Contact one of our representatives and provide them with all the necessary data, and we’ll estimate your mortgage and instalment rates.

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Thanks to our knowledge of the market in its current form, we can adjust all elements of the insurance to your needs and expectations.

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Company insurance involves insuring the most important members of the company, including you, the director or partner, as well as employees

Your house may be taken over for your debt if you fail to pay your mortgage on time. Some forms of investment loans aren’t regulated by the Financial Conduct Authority. Writing down a Will and Testament isn’t regulated by the Financial Conduct Authority. City and Country Financial Services is a representative of New Leaf Distribution Limited, authorised and supervised by the Financial Conduct Authority Number 460421. Registered in the UK no. 5520001. Registered address: Princess Caroline House, 1 High Street, 1st Floor, Southend on Sea SS1 1JE. | Privacy Policy