Insurances
Family Income Benefits

A relatively unpopular form of insurance in the UK, even though this type of insurance policy may effectively secure the well-being of your family in the event of the death of one partner or spouse.
It’s a policy contracted for a specified amount of time, ensuring (in the event of the insured party’s death) regular monthly payments. The payments are not lifelong and end at the date of the policy’s expiration. What does all that entail? Let’s say that a policy was purchased for 20 years, but the insured party died after five years since purchasing it. For the next 15 years, the family will receive monthly payments. It is important to note that the paid amount is tax-free.
Have questions? Want to secure your family’s income? Call us!

Check out our most frequently asked questions
about mortgages in the UK
Insurances in the UK
Do I have to speak English to get an insurance policy?
Yes, you must have a working knowledge of English. All documentation is written in English and it’s also the language in which all communication with insurance companies is handled. Should the need arise, we are here to help clear up any doubts and inconsistencies.
What factors influence the price of insurance in the UK?
The main factor influencing the price is age. Anything that influences your health, such as smoking, is also important. Of course, the type and scope of the insurance also determine the price.
When is the insurance activated?
In most cases, insurance is active from the moment the insurance company accepts your application.
Will the insurance still be active if I decide to go back to Poland?
In most cases, yes. An insurance policy may be extended after changing your country of residence within the EU. If you decide to go back to Poland, this may be particularly beneficial to you, considering the fact that Polish insurance policies tend to be more expensive. In order to make sure that you can do this, it’s best to contact your advisor for confirmation.
Read more about our services
City & Country Financial Services
Your house may be taken over for your debt if you fail to pay your mortgage on time. Some forms of investment loans aren’t regulated by the Financial Conduct Authority. Writing down a Will and Testament isn’t regulated by the Financial Conduct Authority. City and Country Financial Services is a representative of New Leaf Distribution Limited, authorised and supervised by the Financial Conduct Authority Number 460421. Registered in the UK no. 5520001. Registered address: Princess Caroline House, 1 High Street, 1st Floor, Southend on Sea SS1 1JE. | Privacy Policy