Financial Conduct Authority Number 480802

Retirement planning

People nowadays are living longer and want to enjoy everything life has to offer regardless of age. Unfortunately, when thinking about the future, we all have to face the facts – the pension offered by the state may not give us the living standard we want for ourselves.

Though the state-issued pension should, in theory, be enough to fulfil the basic needs of those in retirement age, it is important to consider the fact that, the sooner you start thinking about your future, the more peaceful and secure it will be.

We’re here to help you, whether you’re already retired and wish to re-evaluate your retirement benefits, or if you’re only beginning to consider making an investment for your upcoming retirement. We are an independent company – in practice, this means that we work for you, providing you with a range of solutions relevant to your needs.

We are convinced that a conscious client is the best kind of client, which is why our consultants will do everything to make sure that you understand the choices that you make. There are many different strategies, products and solutions which we can use when planning for your retirement and it’s our job to give you the most comprehensive range of options that are relevant to your needs and can help ensure that your future is peaceful.

If you want to learn more, fill out this form and one of our experienced consultants will contact you. You can also call us right now by dialling 07754 065691 or 020 3137 0500.

Check out our most frequently asked questions

about mortgages in the UK

  Mortgage in the UK

What types of mortgage are there in the UK?

The types of mortgage available in the UK are Capital Repayment Mortgage and Interest-Only Mortgage.

What payment plans are available?

The following variants are available::

  • Fixed
  • Offset
  • Tracker
  • Discounted
What conditions do I have to meet in order to receive mortgage in the UK?

In order to get mortgage for a house of flat, you must have a high enough level of mortgage affordability (creditworthiness). The financial advisor responsible for determining your mortgage availability may issue a “Decision in Principle” – a confirmation of your creditworthiness.

How high will my mortgage be and how high would the installlments be?

If you’re looking for reliable information on this topic, your best bet is to consult a financial advisor. Contact one of our representatives and provide them with all the necessary data, and we’ll estimate your mortgage and instalment rates.

Read more about our services

City & Country Financial Services


As mortgage advisors with access to all offers available on the market, we can explain in detail how a given loan addresses your needs and preferences.

Buy-to-let mortgage

Buying a house to let is one of the most popular forms of investment in the UK. Our advisors can help you choose the best option for your conditions, letting you spend little while gaining high return on investment.

Financial protection

Financial protection allows you to insure yourself, your family, as well as other people that are financially dependent on you, in the event of death, illness, accidents, or unemployment.

Retirement planning

We can help you if you are already retired and want to browse through your options, or if you want to invest in a future retirement plan.

Life insurance

Thanks to our knowledge of the market in its current form, we can adjust all elements of the insurance to your needs and expectations.

Company insurance

Company insurance involves insuring the most important members of the company, including you, the director or partner, as well as employees

Your house may be taken over for your debt if you fail to pay your mortgage on time. Some forms of investment loans aren’t regulated by the Financial Conduct Authority. Writing down a Will and Testament isn’t regulated by the Financial Conduct Authority. City and Country Financial Services is a representative of New Leaf Distribution Limited, authorised and supervised by the Financial Conduct Authority Number 460421. Registered in the UK no. 5520001. Registered address: Princess Caroline House, 1 High Street, 1st Floor, Southend on Sea SS1 1JE. | Privacy Policy